Free Money & Benefits for Seniors & Retirees
Most seniors leave $5,000–$30,000 a year unclaimed. Our AI finds every grant, prescription savings program, and benefit you qualify for — in one place.
100% free · No credit card · Takes 60 seconds
Estimate Your Senior Benefits in 60 Seconds
Free, instant estimate. No signup required.
Six Categories of Senior Benefits
We scan thousands of programs — federal, state, and private — and surface what you actually qualify for.
Prescription Assistance
Medicare Extra Help (LIS), manufacturer programs, and state pharmaceutical assistance.
$1k–$8k/yrSenior Housing
HUD Section 202, USDA Section 504 home repair, property tax relief, and home modification grants.
$5k–$25kIncome & Bills
SSI supplements, LIHEAP energy assistance, SNAP for seniors, and emergency funds.
$2k–$10k/yrLifeline Services
Free phone, internet, transportation, and meal delivery programs (Meals on Wheels).
FreeLong-Term Care
PACE, Medicaid waivers, in-home care subsidies, and assisted living vouchers.
$10k–$50k/yrCaregiver Support
National Family Caregiver Support, respite care grants, and caregiver tax credits.
$1k–$5kThe Medicare programs most seniors miss
Medicare alone leaves big gaps — drug costs, premiums, long-term care. These six federal and state programs fill those gaps, and most seniors qualify for at least three.
Medicare Savings Programs (MSP)
Your state pays your Medicare Part B premium ($174.70/month in 2026) and may cover deductibles and copays. Four levels: QMB, SLMB, QI, and QDWI.
Up to $2,100/yrExtra Help (Low-Income Subsidy)
Federal subsidy that lowers Medicare Part D drug costs. Generic copays as low as $4.50 and brand-name as low as $11.20 — automatic if you have Medicaid or SSI.
Up to $5,300/yrSHIP — Free Medicare Counseling
Every state has a State Health Insurance Assistance Program with free, unbiased counselors who help you compare Part D plans, appeal denials, and pick the right Medicare Advantage plan.
Free servicePACE — All-Inclusive Care
Programs of All-Inclusive Care for the Elderly cover doctors, hospital, prescriptions, adult day care, and home care so you can keep living at home instead of a nursing facility.
Worth $40k+/yrUSDA Section 504 Home Repair
Grants up to $10,000 (and 1% loans up to $40,000) for low-income seniors 62+ in rural areas to fix safety hazards, install ramps, or remove lead paint.
Up to $10k grantMedicaid for Seniors
Even if you didn't qualify before, many seniors become eligible after age 65 — and Medicaid pays for things Medicare won't, like long-term care, dental, vision, and transportation.
Worth $15k+/yrHow GrantScholar helps you actually get these
- Eligibility check in 60 seconds — answer a few simple questions and we screen you against every Medicare and benefit program.
- Plain-English explanations — no acronyms, no jargon. We tell you exactly what each program covers and what to expect.
- Step-by-step application help — our AI walks you through paperwork, gathers documents, and connects you to your local SHIP counselor when needed.
- Reminders before deadlines — Medicare Open Enrollment, Part D plan changes, and recertification dates tracked automatically.
Free for Every Senior
Every feature is completely free — no subscription, no fees, and no credit card. We help you find senior benefits and grants at no cost.
Common Questions from Seniors
Real Seniors. Real Savings.
See what older adults across the country have unlocked using GrantScholar.
“I had no idea I qualified for Extra Help on my prescriptions. GrantScholar found it in five minutes — saved me over $700 a month on my medications.”
“Property tax relief, LIHEAP for our heating bill, and a home repair grant for our roof. We thought we were too well-off to qualify for any of it. We were wrong.”
“After my husband passed, I was overwhelmed. The AI walked me through SNAP, Medicare Savings, and a caregiver respite program. It felt like having a daughter help me.”
Stop Leaving Money on the Table
Join thousands of seniors who discovered $5,000–$30,000 in benefits they didn't know existed.
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